Our Lifestyle Financial Planning process will guide you to ensure that in the event of an untimely death, or permanent disablement, money is available to allow your dependents to maintain their standard of living. This process will also cater for putting in place sufficient critical illness cover to help you cope financially with the consequences of serious illness.

A failure to do adequate risk planning can have devastating consequences and cause severe financial hardship to loved ones. Changing circumstances mean that this planning should be reviewed on a regular basis to make sure that adequate financial protection is in place.

Investment planning involves the assessment of your financial needs and objectives and how they will be met.

We help you understand the many very important aspects of investment planning such as:

• The relationship between risk and reward
• Inflation
• The benefits of long term investing etc.

It is never too early to start financial planning for retirement. Our process will clearly illustrate your current position and will guide you to make sufficient financial provision to ensure you can maintain your lifestyle in retirement. Regular progress review meetings will assist you to remain on track and will allow any adjustments to be made in the light of changed circumstances, such as career progression, or changes in taxation or relevant legislation. 

Our Lifestyle Financial Planning process will assist you to dispose of your assets on death in a manner that best takes care of your dependents and loved ones and will help to ensure your estate has sufficient liquidity to carry out the wishes expressed in your will. A failure to perform proper estate planning, can result in dependents not being looked after financially and assets not being bequeathed as intended.